Expert Insights
Practical accounting and tax advice for Ontario business owners — from a certified CPA.
Professional Disclaimer: Articles are for educational purposes only and do not constitute professional accounting, tax, or legal advice. Consult a qualified CPA for advice specific to your situation. Tax laws change frequently — content may not reflect the most current updates.
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Payroll is one of the most operationally complex parts of running an ABA practice in Ontario — especially when you mix employees, contractors, OAP-funded hours, and private pay clients. Here is how to get it right.
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We publish a new CPA guide every day covering Ontario tax law, CRA compliance, bookkeeping, payroll, and more — all written by our professional accounting team.
Featured Article
A comprehensive walkthrough of every major deduction available to Ontario small business owners — from home office to vehicle expenses, meals, and professional fees. Maximize your refund and stay CRA-compliant.
Specialty Focus
CPA guides written specifically for Ontario behaviour analysts, BCBA practice owners, and ABA therapy businesses — covering incorporation, HST, tax deductions, payroll, and OAP funding.
Why BCBAs can incorporate as standard Ontario corporations, the real tax savings, OAP funding implications, and what we do for ABA owners.
Is your ABA revenue taxable at 13%? A plain-language analysis of when ABA services are exempt, when they are taxable, and how OAP funding affects your HST position.
Every legitimate deduction for ABA practice owners — clinical software, mileage for home visits, BACB fees, CE conferences, RBT costs, and home office strategies.
The employee vs contractor question for RBTs, OAP funding flow, CRA remittance obligations, and the director liability risk most ABA owners do not know about.
We are the CPA firm that understands your practice — OAP funding, BACB requirements, RBT payroll, and ABA-specific tax strategy.
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Payroll is one of the most operationally complex parts of running an ABA practice in Ontario — especially when you mix employees, contractors, OAP-funded hours, and private pay clients. Here is how to get it right.
ABA practice owners have a wide range of legitimate business deductions that most general accountants miss. This guide covers every major expense category specific to the ABA industry — so you never leave money on the table.
HST on ABA therapy is one of the most misunderstood tax issues for Ontario behaviour analysts. Getting it wrong — either charging HST when you should not, or not charging when you should — creates significant CRA liability. Here is how to get it right.
Running an ABA therapy practice as a sole proprietor in Ontario leaves significant tax savings on the table. Here is exactly what incorporating means for behaviour analysts — the benefits, the structure, and what Adapt Business Solutions does for ABA owners.
HST registration is mandatory once you hit $30,000 in revenue — but voluntarily registering earlier can actually save you money. Here is everything a new Ontario business needs to know.
Most Ontario employers pay the Employer Health Tax (EHT) on total payroll — but many small businesses qualify for an exemption on the first $1,000,000 of remuneration. Here is how to calculate your EHT and whether you qualify.
For employees, the RRSP vs TFSA question has a standard answer. For self-employed Canadians whose income swings year to year, the optimal strategy is more nuanced — and potentially worth thousands more in lifetime tax savings.
If your net tax owing exceeded $3,000 in either of the past two years, the CRA requires quarterly installment payments. Missing them costs you interest — even if you pay in full at year-end. Here is how to handle them correctly.
Most Ontario businesses registered for HST collect 13% and remit the difference after input tax credits. The Quick Method lets you remit a flat percentage of your gross sales instead — saving bookkeeping time and sometimes real money.
General articles are helpful — but nothing replaces a conversation with your own CPA.
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